The story behind VigilPay.

For many UK freelancers, sole traders and small business owners, chasing invoices has become an unofficial second job. As one writer put it: "one you definitely didn't apply for, you don't get paid for, and one you absolutely do not want."

The scale is bigger than most realise - 3 in 5 UK small businesses are owed money right now. 58% say late payment is their biggest cashflow problem, 39% of owners say their mental wellbeing has suffered, and 34% report sleepless nights. The UK Small Business Commissioner has called the consequences "catastrophic." Barclays calls late payments "the single biggest cause of business failure" in the country.

That is what VigilPay is built to alleviate.

VigilPay can send your clients a heads-up before an invoice is due, a timely nudge if they're a few days late, a firmer reminder after a couple of weeks, and a final notice that includes the statutory interest and fixed compensation your client legally owes you under UK late-payment law if a payment is more than 30 days late.

It tracks who pays quickly and who drags their feet. It does one job so you can get on with yours. Read how we designed our reminders →

Need a figure for 1 overdue invoice? Use our free statutory interest calculator for an instant estimate.

The big accounting suites and specialist chasers cost £50 to £650 a month and most assume you already have a bookkeeper. Everyone else (sole traders, freelancers, and small teams) has been left chasing invoices by memory. VigilPay is for them.

VigilPay costs from £10 a month after a 30-day free trial. That is the only way we make money. No adverts. No sold data. No investors telling us to squeeze more out of you.

Questions, feedback, or just to say hello. Write to us at hello@vigilpay.co.uk.